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IRDAI changes waiting period, moratorium rules. Here’s how you will benefit!
In some cases, a waiting period is applicable for serious diseases such as cancer surgery, hernia, cataract, and joint replacement in insurance polici
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Insurers cannot deny you health coverage for these diseases
Policyholders can buy health insurance even with these existing conditions that are considered high risk by insurers.
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Common reasons for health insurance claim rejection
Here are a few common reasons you should know beforehand that can lead to health insurance claim rejection.
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Does group insurance cover pre-existing illnesses?
Pre-existing illness is one of the main reasons for claim rejection under retail policies. Does group health insurance cover pre-existing illnesses?
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9 benefits of opting for long-term health insurance cover
Insurers are happy to offer discount for a multi-year plan. You can also prevent any revision in the premium amount during the course of the policy
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Never hide pre-existing illness while buying health policy
Pre-existing illness is any ailment that the policyholder was diagnosed with within 48 months before buying the health insurance policy.
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A Stitch in Time: Getting insurance cover for pre-existing illness
Any illness/disease which is already diagnosed at the time of buying insurance cover is termed as pre-existing illness
